Contribute

After all this, we’re looking for lenders to augment our personal investments and get this project off the ground. Total we need $263,000 USD to make this project a reality, and thanks to the overwhelming support from our first round of funding, we now only have $155,000 left to raise.

 
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Lender program

If you're like most people, your bank is holding onto your precious savings and only paying you 1% interest, tops. Meanwhile, they'd charge us sky high interest rates for a sizable loan. We’d like to skip the big banks altogether and propose a mutual beneficial solution: You loan us your savings and we’ll pay you back at a rate way higher than any bank can.

Option 1: Incremental payback
Each year your remaining money accrues 4% interest and is paid back incrementally over 5 years. Since we will be in construction for the first year, your money will accrue interest and payback starts year 2 at 25% of what you lent, and so on until year 5.  
Cost: minimum $10,000 USD

Option 2: Lump sum payback
We hold onto your money for five years and it accrues 4% interest year over year. 
Cost: minimum $10,000 USD

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Timeshare program

We have two timeshare options. These options are deducted from the loan amount and last five years. Either option are also available as individual purchases for those not interested in our lender program.

Option 1: Gold timeshare

  • 7 nights per year for the first 5 years of operation (at a discounted rate)
  • Transportation to/from San Diego or Tijuana airport
  • Driver included
  • Invitation to a special dinner with hosts
  • Other surprise goodies during visits

Cost: $10,000 USD

Option 2: Silver timeshare

  • 3 nights per year for the first 5 years of operation (at a discounted rate)
  • Transportation to/from San Diego or Tijuana airport
  • Invitation to special dinner with hosts
  • Other surprise goodies during visits

Cost: $5,000 USD
 

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Best of both worlds program

Want to mix and match? Go for it. For any of the lender options, add either timeshare programs and get your next five years of vacations sorted while making a nice chunk of interest when we pay your loan back in five years.

 

 

Math is hard. Here's an example of how much 4% interest yields: 

Option 1: With a $35,000 loan you make $5,187.

Your return:
Year 1             $0
Year 2            $9,464
Year 3            $9,843
Year 4            $10,236
Year 5            $10,644
Total return   $40,187

Option 2: With a $35,000 loan you make $7,582. 

Your return:
Year 1             $0
Year 2            $0
Year 3            $0
Year 4            $0
Year 5            $42,582
Total return   $42,582

 

$15,000+ lender thank you gift
To thank our lenders who contribute more than $15,000, we’re offering a 3-night stay on us. Details and restrictions to follow once we get going.

 

Worse case scenarios
What if we can’t pay back the money in five years and need a little more time?
We will submit a summary of our financials and a proposal for additional time needed to pay back the remaining loan. Your money will continue to accrue the set 4% interest during any additional payback period.

What if we can’t pay back the money in five years and need a lot more time?
We’ll take out loans from a bank to repay your money so the bank has to wait, not you.

What if we go bankrupt?
Gus and Katie will personally take on the remaining debt and guarantee payback from their own personal funds.